The MHBP Standard Option health plan for all Postal Service employees
The MHBP Standard Option offers rich benefits and lower rates for you and your family.
MHBP Standard Option offers comprehensive coverage at an affordable price
We are setting a higher standard for Postal Service employee health plans – at a lower cost.
The plan‘s low copayments keep your costs down and out-of-pocket expenses predictable. With network providers, you pay nothing for annual exams, lab tests, maternity care, including delivery and more.
Quick Links:
Share this page:
2026 STANDARD OPTION RATES
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the PSHB Program website or contact the agency which maintains your health benefits enrollment.
Postal Service Employees (biweekly)
- Self Only (CODE 73D): $92.09
- Self Plus One (CODE 73F): $211.97
- Self and Family (CODE 73E): $214.00
Annuitants (monthly)
- Self Only (CODE 73D): $199.52
- Self Plus One (CODE 73F): $459.26
- Self and Family (CODE 73E): $463.67
Why choose MHBP:
- 24/7 dedicated customer service team (except certain holidays).
- Outstanding plan satisfaction, per OPM.gov Consumer Satisfaction Survey Results. If you aren’t happy, we aren’t happy.
- A large, nationwide network of over 2 million capable care providers and hospitals. When you need care, it’s never too far.
- No referrals required to see a specialist. No jumping through hoops to see the right doctor.
- Worldwide coverage for living, working, or traveling abroad.
Enroll today and discover countless reasons to smile!
Great coverage. Low rates. Wellness rewards.
- Up to $350 in wellness rewards
- No out-of-pocket costs for maternity care
- 40 alternative care visits per year for chiropractic care and acupuncture combined
- No additional cost for telehealth services through Teladoc Health
- No additional cost for Lab Savings Program
MHBP’s Standard Option in-network benefits have you covered
Complete coverage at a price that may surprise you. With copays for most services, the MHBP Standard Option will help make your out-of-pocket expenses more predictable.
Plans for a healthier you
Looking for a better health plan? With three MHBP plan options, find a health plan to fit your needs, with coverage at affordable rates. Look no further than MHBP. Download the brochure to learn more.
Please see the bottom of the website page for the most up-to-date information on member dues.
Shop. Compare. Choose MHBP.
How do you select the best plan for you and your family? Choice is a good thing, but choosing isn’t always easy. Compare your plan to MHBP and see if you can save.
Have questions? We’re here.
Get Live Help
Have questions or need help selecting a plan? We offer multiple ways to get live help. Don’t wait, our friendly representatives are here for you.
Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.
Information is accurate as of the production date but may change.
Quest, Quest Diagnostics, any associated logos, and all associated Quest Diagnostics registered or unregistered trademarks are the property of Quest Diagnostics. Labcorp trademark is the property of Labcorp.
Teladoc Health and Teladoc physicians are independent contractors and are not agents of Aetna. Visit Teladoc.com/Aetna for a complete description of the limitations of Teladoc Health services. Teladoc, Teladoc Health and the Teladoc Health logo are registered trademarks of Teladoc Health, Inc.